Focus on Needs rather than Luxuries

In last 10 years 10 major reasons for degradation of financial situation of a family

1. Everyone in a family owns smart phone

2. Vacations under social pressure

3. Buying a car as status symbol

4. Avoiding homemade food and unnecessarily eating hotel food on weekends

5. Brand conscious for saloons, parlours and cloths

6. Trying to make birthday and aniversary special by spending more money rather than time together

7. Grand wedding and family functions

8. Commercialisations of Schools, tutions and eduction

9. Spending what you haven’t yet earned.. loan and credit card

10. Spoiled lifestyle forcibly increases medical expenses.

*Income is not growing at the rate at which expenses is growing... results in more distress and less peace.*

Minimalistic is fantastic and in real sense futuristic.

What we need is:-

*Keep  focus on Needs rather than Luxuries*